What is a Virtual Comchek?

The Virtual Comchek is a one time use virtual card. With Virtual Comchek Card you can send One-Time use cards via email through iConnectData (ICD).

If you have a Comdata account, you can use Virtual Comcheks to disburse money to your drivers. Your drivers can then use the virtual Comchek Card to pay for expenses while on the road, such as lumper services, repairs, fuel, and fines. Use Virtual Comcheks as a flexible funds transfer service when a Comdata card isn’t available or suitable for a payment situation.

Overview PDF for Fleets
Overview PDF for Merchants
Virtual Comchek by Email

Resources

Frequently Asked Questions (FAQs)

Traditional Comcheks are presented as paper checks to pay for services, whereas a Virtual Comchek is a completely virtual form of payment delivered via email to a smartphone or tablet.

Using existing Point-of-Sale (POS) Mastercard payment systems, the card details are entered when presented by the driver, and the payment is processed.

To view posted Virtual Comchek transactions, you can go to Manage > Card Maintenance and search for the Virtual Comchek Card Number  OR  Manage > Transactions > Real-Time Transaction History.

Transactions will display as Comchek, as pictured below.

Comchek Transaction on an Invoice

A CNP transaction indicates a “Card Not Present” transaction, similar to a phone or web order, “CP”, or “Card Present” transactions indicate a physical card was swiped at the point of sale.

Instruct merchants to key in the numbers like a standard credit card. The expiration date and 3-digit code are provided on the Virtual Comchek.

First, verify the amount being charged does not exceed the value on the card, and if the amount is less, verify with your company that the option to charge the exact amount is not enabled.

No, a Virtual Comchek needs to be processed through a Point-of-Sale Mastercard payment system to be valid. If the merchant tries to process a Virtual Comchek like a paper Comchek they will receive an “Invalid” response.

Virtual Comchek provides a mobile payment solution that offers drivers and fleets greater control, visibility, and access to funds with rebates on qualified purchases, while offering merchants streamlined payment processing.

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